California Medicare Advantage Plan Enrollment

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2013 Medicare Advantage Guidebook

Initial Enrollment Period:
When you first become eligible for Medicare (the seven-month period that begins three months before the month you turn age 65, includes the month you turn age 65, and ends three months after the month you turn age 65).

Open Enrollment Period:
Between October 15th through December 7th 2012. Your coverage will begin on January 1st of 2013, as long as the plan gets your enrollment request by December 7th.

During this time you can:
• Change from Original Medicare to a Medicare Advantage Plan.
• Change from a Medicare Advantage Plan back to Original Medicare.
• Switch from one Medicare Advantage Plan to another Medicare Advantage Plan.
• Switch from a Medicare Advantage Plan that doesn't offer drug coverage to a Medicare Advantage Plan that offers drug coverage.
• Switch from a Medicare Advantage Plan that offers drug coverage to a Medicare Advantage Plan that doesn't offer drug coverage.
• Join a Medicare Prescription Drug Plan.
• Switch from one Medicare Prescription Drug Plan to another Medicare Prescription Drug Plan.
• Drop your Medicare prescription drug coverage completely.

Special Enrollment Periods:
In most cases, you must stay enrolled for that calendar year starting the date your coverage begins. However, in certain situations, you may be able to join, switch, or drop a Medicare Advantage or Prescription Drug Plan at other times. Some of these situations include the following:

•If you move out of your plan's service area.
•If you have both Medicare and Medicaid.
•If you qualify for Extra Help to pay for your prescription drug costs.
•If you live in an institution (like a nursing home).

If you get Medicare due to a disability, you can join during the three months before to three months after your 25th month of disability. You will have another chance to join three months before the month you turn age 65 to three months after the month you turn age 65.
Call our toll-free number or fill out the Quick web form to get Medicare Advantage Plan Information or Question Answered. We can answer any questions you may have to help you understand the plan differences and we will gladly assist you through the enrollment process. Choosing you policy can be as simple as 1-2-3 with our highly skilled and qualified staff of Medicare Advisors.